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<P ALIGN=Center> <BIG><BIG>Welcome to</BIG></BIG><BR>
<BIG><BIG><IMG SRC="file:///C|/web/f-jorfam.jpg" WIDTH="325" HEIGHT="54" BORDER="0"></BIG></BIG>
<P ALIGN=Center> <BIG><BIG>You would not see this message if your browser could
handle frames.</BIG></BIG>
<P ALIGN=Center> <FONT COLOR="#ff0000"><B><BIG>Sorry</BIG></B></FONT><B>,</B>
<P ALIGN=Center> <B>But your browser does not support frames.</B>
<P ALIGN=Center> <B>A newer version browser will provide </B>
<P ALIGN=Center> <B>much more capability</B>
<P ALIGN=Center> <B>Here's a couple of </B>
<P ALIGN=Center> <B>Links, which</B>
<P ALIGN=Center> <B>may help</B>
<P ALIGN=Center> <B><A HREF="http://home.netscape.com/download/">Netscape</A>
<A HREF="http://microsoft.com/">Internet Explorer</A></B>
<P ALIGN=Center> <FONT COLOR="#ff0000"><B>Both are free. Please update and return</B></FONT>
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